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The purpose of this policy is to assure you that when you submit personal information to us we treat it with the utmost respect.Your personal information is collected, used, disclosed and retained in an effort to serve you better.If you do not want us to use or disclose your personal information in a particular way please contact our Privacy Officer as described in the "Question? " Section of this document and we will be pleased to discuss how we can limit collection, use or disclosure of your personal information.You have a right to access the personal information which we have about you and to request that personal information which you believe to be inaccurate to be corrected.We collect and use information about you from various sources.The amount and nature of the information collected and used varies from transaction to transaction, but the information described in the following five types:2.If you wish to access your personal information you should contact our Privacy Officer who will be pleased to assist you.Our Privacy Policy is subject to amendments which will be posted on our website.

Please note however that most Credit Reporting Agencies use the Social Insurance Number as a unique identifier to ensure proper identification when conducting credit reviews and preparing credit reports.

We also retain your personal information to satisfy any potential legal obligations that may arise.

The security of your personal information is important to us.

Consumers who transact financial services business with us but who do not seek financial services from us are not covered by our privacy policy or this notice.

We reserve the option of revising this notice and our privacy policy from time to time, but we will give you notice of the revised policy before disclosing consumer information about you other than as described in this notice.

Please note however that most Credit Reporting Agencies use the Social Insurance Number as a unique identifier to ensure proper identification when conducting credit reviews and preparing credit reports.We also retain your personal information to satisfy any potential legal obligations that may arise.The security of your personal information is important to us.Consumers who transact financial services business with us but who do not seek financial services from us are not covered by our privacy policy or this notice.We reserve the option of revising this notice and our privacy policy from time to time, but we will give you notice of the revised policy before disclosing consumer information about you other than as described in this notice.Information from our experience and our affiliated companies' experiences.